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Britons Warned About Travel Insurance Mix-Up

Published Tuesday, August 26, 2008 by bloggerblognet83460 | E-mail this post

When we go on holiday we intend to switch off and forget the stresses of working life, the last thing we want to be doing is fretting over little things like travel insurance, passport issues and other details. Whilst it is a pain to have to plan out your trip and organize all the details travel insurance has proved to be a minefield where if you slip up once your cover will be blown.

One of the main stumbling point people have with regards to travel insurance is cover provided by your credit card supplier. Chances are if you've used your credit card abroad you may have received a call or a block on your card because it has been used in a foreign country, this is obviously a good security measure since credit card fraud is a big problem these days and it is a good sign that the credit card company are keeping a watchful eye over your spending.

But the problem people have been having is over the confusion whether travel insurance covers spending abroad. According to the UK trade association for payments, Apacs, the overseas credit card protection offered by the Consumer Credit Act is not travel insurance as some travellers have found that travelling without proper travel insurance can prove costly.

There are plenty more instances where you'll need travel insurance whilst away on holiday, for instance if you are injured or need medical attention. Medical costs are the number one pay out that Travel insurers deal with, invariably it's for people who are injured skiing or people who need repatriating or moving to more advanced hospitals.

The other main reason people have to claim on their insurance is that they have had to cancel their holiday due to emergencies or illness; holidaymakers stand to lose a lot of their money invested in their holiday if they cancel and travel insurance can help ease the blow of losing your week or two in the sun. In most cases this money goes towards hotels bookings and flight costs, something you don't want to have to pay if you aren't going on holiday.

Many companies offer cheap travel insurance in light of the rise in the frequency of holidays we take these days. Cheaper flights have provoked more people to travel more and so travel insurers have encouraged holiday makers to make sure their holidays go smoothly and cover themselves for all likely mishaps and expenses.

If you find you're one of the lucky ones who go on holiday a lot then maybe you should consider annual travel insurance; it can save you a lot of hassle when it comes time to organize your holiday. Please remember that no matter where you are going this year that travel insurance is something that you'll need so you don't end up with unexpected bills.

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Britons Warned About Travel Insurance Mix-Up

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Blogger BlogNet64258: Britons Warned About Travel Insurance Mix-Up

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